Lock Your Mortgage Rate : New Loan Fees Expected Within Days
Posted on January 10th, 2012
Starting soon, nearly all home buyers and refinancing households throughout Georgia and nationwide will pay higher mortgage loan fees. Congress has made it law.
13 months ago, as part of the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010, Congress enacted a one-year cut to FICA payroll taxes.
FICA stands for Federal Insurance Contributions Act. Taxes collected under FICA fund such programs as Social Security and Medicare.
The stimulus plan temporarily lowered tax rates for salaried workers from 6.2% to 4.2%; and for self-employed persons from 12.4% to 10.4%.
Tags: Fees, Loan Fees
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Mortgage rates start 2012 at 60-year lows
Posted on January 8th, 2012
Out with the old year, in with the new. After several months of improving economic reports, optimism appears to be growing for the moment that the new year will bring steadily improving economic growth. There will no doubt be challenges both expected and unexpected as 2012 progresses, and probably, some beneficial surprises as well.
Will the housing market be one of them? It could be. Sales of existing homes are nudging higher, builders are building again (at least multifamily stock) and mortgage rates, well, mortgage rates really don’t get any lower than they are at the moment and are starting 2012 at approximately 60-year lows. Th
Mitigation Tips to Build Fire-Resistant Homes
Posted on January 7th, 2012
December 15, 2011 by FEMA Category: News Housing & Development Though the embers from the Texas wildfires have cooled, many survivors in the 23 affected counties still face the heavy task of rebuilding. Read full post…
10 Reasons to lease an entirely serviced office
Posted on January 1st, 2012
Neo Solar from Ben Lean on Vimeo.
What are your reasons for renting a serviced office? You might not be certain correct now, but a few of the subsequent to reasons might allure to you. These are 10 of the tip reasons many other companies have taken the step to lease an office entirely serviced.
1. The business is flourishing fast, and it no longer creates clarity to keep working out of a home or other trickery existing for free. Unfortunately, it is moreover as well shortly to execute to a long tenure let lease for an office space. The adjustable renting conditions of a serviced office is the best fit.
2. The business is relocating from one city, state or nation to another.
Tags: Office, Serviced Office
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Good Timing for Jumbo Mortgages
Posted on December 31st, 2011
If ever there was a good time for jumbo mortgages, it is definitely at the present moment. Even though jumbo mortgage demands are not as widespread as conforming and FHA mortgages, there is still a need especially in certain areas across the nation.
Jumbo mortgages are those that are above the conforming and FHA loan limit. The conforming loan limit is $417,000 while the FHA loan limit is $729,750. When the FHA loam limit was once again increased earlier this month, this opened up an opportunity by reducing the amount of borrowers who would normally be seeking a jumbo mortgage.