More Canadian Seniors Are Carrying Debt Into Retirement: Mortgages and Lines of Credit
Posted on January 25th, 2012
There was an article in the Globe and Mail today discussing a recent report by TD Bank. The report indicates that more Canadians are carrying debt into retirement. The report also states that the amount of debt for Canadians aged 45-65 is increasing. Quotes from TD Bank representatives state that this comes as a surprise to them.
Tags: Carrying Debt, Retirement
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Three Common Tax Misconceptions about Home Ownership Explained
Posted on January 24th, 2012
One of the benefits of owning a home is the deductions that homeowners can use when filling out their annual tax forms. While there are several tax benefits to owning your own home, some of these benefits are greatly exaggerated and some of them are simply misconceptions that are untrue. Here are some of the more common tax misconceptions and exaggerations that are out there so you can be aware of them.
Misconception #1: The interest that I pay on my mortgage provides me with a tax break.
For the majority of homeowners, the mortgage interest does provide a break on their taxes which you won’t get if you are renting. B
Tags: Home, Misconceptions Home
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Increased Workstation Control Brings Higher Job Satisfaction, Less Stress
Posted on January 20th, 2012
Original Post By: Stephen Searer
Most people that have worked in an office would probably agree with a recent study (pdf) that was undertaken “to examine the relationship between workstation features … and the comfort and performance [of employees]“. They found:
Workspace Control
It comes as little surprise that employees would experience less workspace stress when they have more control over their workspace. When thinking through many offices that I’ve seen, employers have often chosen less-expensive models of furniture that often come with less customizability. The stud
“Reel” Estate Fishing Report for The San Juan Islands
Posted on January 16th, 2012
Fishing out in the San Juan Islands has been pretty slow overall. The Black mouth Salmon opener was December 1st and from our reports it was pretty hit & miss. We did have 1 favorable report from over at Point Thompson (north end of Orcas Island) a lucky fisherman hit the jackpot and landed 8 fish in 4 hours ranging from 10-20 pounds, unfortunately they were all native fish and had to be released.
This is pretty typical for the December fishery but as we get to the latter part of January expect the reports to heat up. Alden Bank outside sandy point was hot January 25 to 30th last year.
Tags: Islands, Juan Islands, San Juan, San Juan Islands
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Mortgage News 6/1/12 – UK House Prices Will Remain Flat In 2012
Posted on January 16th, 2012
Stagnation Goes On.
Welcome to 2012 then and it looks like the stagnating value of residential properties will continue for most of 2012. Predicting house prices much further ahead is a largely pointless activity, especially given the current economic woes in mainland Europe.
According to the Nationwide Building Society, the average house price is now just under £164,000, thats a level which we havent seen since since early 2004, apart from a brief dip at the beginning of 2009.
Tags: 2012, House Prices
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